November 4, 2017
Every month, you pay premiums for your insurance benefits to visit your dental office in South Hadley for affordable rates to maintain your oral health. However, you have yet to schedule an appointment this year. You are not alone as a Gallup survey found that only 64% of Americans saw their dentist at least once in the past twelve months. If you are among those who are not going regularly, you are not only placing your dental health at risk, but also allowing your benefits to go unused. If you do not schedule an appointment before the end of the year, you are going to lose your benefits because they will expire.
Don’t Waste Your Dental Benefits
You pay into your dental insurance every month to visit your dentist in South Hadley for affordable rates to keep your out-of-pocket costs to a minimum. However, if you are not going regularly, you are essentially throwing money in the trash each month. At the end of the year, your benefits will expire. They will not carry over to the next year and you will not be reimbursed for the amount you have paid in premiums.
Schedule an Appointment Before the Year Ends
With the end of the year quickly approaching, now is the perfect time to schedule an appointment. If you have already paid your deductibles, your policy will begin to cover a larger portion of the costs, so you are not caught off guard by an unexpected bill. In addition, it allows you to see the dentist before you need to repay the deductible in the upcoming year.
Maximize Your Dental Benefits
Each year, you are given a certain allowance to use toward treatments and procedures. If you do not use the allowance during the calendar year, it will not carry over to the following year. It will expire, causing you to miss a key opportunity to get the treatment you need for little to no out-of-pocket costs. By using your remaining benefits now, you do not have to delay getting the procedure that you need. As a result, you will keep your long-term costs reduced by preventing the issue from turning into a bigger problem.
Use Your FSA Money
If you have a Flexible Spending Account, you can help to pay for your dental treatments that are not covered by your insurance. However, if you wait until after the first of the year, the money may not be available to you. Most FSA accounts will only roll over a small portion of the amount you have paid. As a result, now is the time to schedule an appointment to use your remaining balance before it is gone.
Dentist Near Me for Affordable Care
As the year draws to an end, now is the time to find an in-network dentist to help maximize the value of your dental benefits. Do not risk the loss of your coverage by waiting until next year.
About Dr. Douglas Leigh
Dr. Douglas Leigh provides comprehensive dental services as an in-network dentist for various insurance companies. If you need to use your benefits before the end of the year, contact Newton Street Dental today to schedule an appointment.
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